Services
SERVICES
Our Main Products & Services

MEMBERSHIP
Joining Seaport Federal Credit Union gives you access to a long list of convenient, money-saving products and services.
This minimum amount represents your “share” of ownership. It is not a fee; it goes directly into your newly established Savings Account.
Once you become a member of the credit union, you can remain a member for life, even if you change jobs, relocate or retire. And after you become a member, your immediate family members are automatically eligible to join. For additional membership applications for your family members, call or visit the credit union.

MEMBERSHIP IS CONVENIENT
We realize that it may not always be convenient for you to visit our office to conduct your business in person.
- Direct Deposit: Automatically deposit your paycheck, retirement, or government checks into your account each pay period—free, secure, and no office visit needed.
- Payroll Deduction: Have part or all of your pay automatically deposited into your account—ideal for loan payments or regular savings contributions.
- Debit Card: Access your account at ATMs nationwide; use Allpoint Network ATMs to avoid fees (find locations at Allpoint.com).
- Member Audio Access (MAA): Manage your accounts and perform transactions anytime using a touch-tone phone.
- CU-By-Mail/Fax/Phone: Complete many account transactions conveniently by mail, fax, or phone.

SAVINGS & INVESTMENTS
We offer a variety of savings and investment accounts that pay highly competitive rates of return.
- Share Savings Accounts
- Holiday Club Accounts
- Vacation Club Accounts
- SHARE CERTIFICATES
- Individual Retirement Accounts (IRA’s)
ship applications for your family members, call or visit the credit union.

FEE-FREE CHECKING
A Seaport Federal Credit Union Checking Account offers the savings and convenience you want in managing your daily financial affairs.
- $5.00 Minimum Required Balance
- No Monthly Service Fees
- Dividends Paid On Balances
- ATM Access
To apply for a Seaport Federal Credit Union Checking Account, please contact member service at (908) 967-5772.

VISA CREDIT CARD
Stop paying high interest rates on credit cards issued by banks, department stores and auto manufacturers.
- Low 12. 0% APR
- No Annual Fee
- Worldwide Acceptance
- 25-Day Grace Period For Purchases
- Free Travel Accident Insurance

PERSONAL LOAN SOLUTIONS
We offer a variety of low-interest loans to meet your personal borrowing needs.
- New & Used Vehicle Loans
- New & Used Boat, Motorcycle, Motor Home & RV Loans
- Signature Loans & Lines Of Credit
- Home Equity Loans
- Savings Secured & Certificate Secured Loans
- Education Loans
- Loan Refinancing
Same-day pre-approval is available on most vehicle loans

STUDENT LOANS
Through our partnership with Sallie Mae®, Seaport Federal Credit Union offers student loan solutions to help cover education costs beyond financial aid. Borrowers can access flexible options designed to fit their needs today and in the future.
- Covers up to 100% of eligible expenses
- No origination fees
- Flexible repayment options
- Competitive interest rates

ADDITIONAL PRODUCTS & SERVICES
In keeping with our goal to be your one-stop financial center, we constantly evaluate the quantity and the quality of the products and services we offer.
- Money Orders
- Gift Cards
- Wire Transfers
- Free Notary Service
- Vehicle Price Guide Services
- Entertainment & Consumer Products Discount Programs

YOUR MONEY IS SAFE
The safety of your money is an important consideration when you evaluate any financial institution.
At Seaport Federal Credit Union, you can be assured that your money is secure. Protected by an agency of the federal government called the National Credit Union Administration (NCUA), each member’s deposit accounts are insured for up to $250,000. No one has ever lost a penny placed in trust with a federally insured credit union.

ZELLE
Zelle is a convenient way to send money right from your mobile banking app or online banking account.
Whether it’s saving you a trip to the ATM or taking out the guesswork of divvying up the cost of the lunch tab, Zelle is a fast, safe and easy way to send and request money with friends, family and others you trust2. Money is sent directly to the recipient’s account and is typically available in minutes1, and all you need to send money is the recipient’s email address or U.S. mobile phone number.

UCHOOSE REWARDS
Earn and redeem points for gift cards, travel, activities, cash back and more!

