Services
SERVICES
Our Main Products & Services

MEMBERSHIP
Membership Is For Life
Joining Seaport Federal Credit Union gives you access to a long list of convenient, money-saving products and services.
This minimum amount represents your “share” of ownership. It is not a fee; it goes directly into your newly established Savings Account.
Once you become a member of the credit union, you can remain a member for life, even if you change jobs, relocate or retire. And after you become a member, your immediate family members are automatically eligible to join. For additional membership applications for your family members, call or visit the credit union.

MEMBERSHIP IS CONVENIENT
Membership Is Convenient
We realize that it may not always be convenient for you to visit our office to conduct your business in person.
- Direct Deposit : With Direct Deposit, your net pay, retirement and government-issued checks can be electronically transferred into your credit union account(s) every pay period. This free service eliminates the need for inconvenient trips to our office just to deposit your check, as well as the danger of your check being stolen or lost.
- Payroll Deduction : This free service allows you to have a portion or all of your net pay deposited into your credit union account(s) automatically every pay period. Payroll Deduction is a convenient and hassle-free way to make loan payments or to contribute to a credit union savings account on a regular basis.
- Debit Card: You can use your Seaport Federal Credit Union Debit card to access your credit union accounts at any ATM, to avoid any fees you should use one that shows ALLPOINT Network– that’s literally thousands of ATM locations nationwide! Check out Allpoint.com wherever you are to list a number AllPoint locations.
- Member Audio Access (MAA) : Our audio response system, Member Audio Access, lets you conduct a variety of transactions on your credit union accounts from any touch-tone phone, anytime day or night.
- CU-By-Mail/Fax/Phone : For your convenience, many transactions on your credit union accounts can be con- ducted by mail, fax, or phone.

SAVINGS & INVESTMENTS
Savings & Investment Accounts
We offer a variety of savings and investment accounts that pay highly competitive rates of return.
- Share Savings Accounts
- Holiday Club Accounts
- Vacation Club Accounts
- SHARE CERTIFICATES
- Individual Retirement Accounts (IRA’s)
ship applications for your family members, call or visit the credit union.

FEE-FREE CHECKING
Fee-Free Checking
A Seaport Federal Credit Union Checking Account offers the savings and convenience you want in managing your daily financial affairs.
- $5.00 Minimum Required Balance
- No Monthly Service Fees
- Dividends Paid On Balances
- ATM Access
To apply for a Seaport Federal Credit Union Checking Account, please contact member service at (908) 967-5772.

PERSONAL LOAN SOLUTIONS
Personal Loan Solutions
We offer a variety of low-interest loans to meet your personal borrowing needs.
- New & Used Vehicle Loans
- New & Used Boat, Motorcycle, Motor Home & RV Loans
- Signature Loans & Lines Of Credit
- Home Equity Loans
- Savings Secured & Certificate Secured Loans
- Education Loans
- Loan Refinancing
Same-day pre-approval is available on most vehicle loans
Click here to apply

ADDITIONAL PRODUCTS & SERVICES
Additional Products And Services
In keeping with our goal to be your one-stop financial center, we constantly evaluate the quantity and the quality of the products and services we offer.
- Money Orders
- Gift Cards
- Wire Transfers
- Free Notary Service
- Vehicle Price Guide Services
- Entertainment & Consumer Products Discount Programs

YOUR MONEY IS SAFE
Your Money Is Safe
The safety of your money is an important consideration when you evaluate any financial institution.
At Seaport Federal Credit Union, you can be assured that your money is secure. Protected by an agency of the federal government called the National Credit Union Administration (NCUA), each member’s deposit accounts are insured for up to $250,000. No one has ever lost a penny placed in trust with a federally insured credit union.

ZELLE
Zelle
Zelle is a convenient way to send money right from your mobile banking app or online banking account.
Whether it’s saving you a trip to the ATM or taking out the guesswork of divvying up the cost of the lunch tab, Zelle is a fast, safe and easy way to send and request money with friends, family and others you trust2. Money is sent directly to the recipient’s account and is typically available in minutes1, and all you need to send money is the recipient’s email address or U.S. mobile phone number. Take a look here!

UCHOOSE REWARDS
uChoose Seaport Rewards
Earn and redeem points for gift cards, travel, activities, cash back and more!