Membership Is For Life
Joining Seaport Federal Credit Union gives
you access to a long list of convenient, money-saving products and
services. To join, simply complete and return the attached membership
application with a minimum initial deposit of $100.00. This minimum
amount represents your "share" of ownership. It is not a
fee; it goes directly into your newly established Savings Account.
Once you become a member of the credit union, you can remain a member for life, even if you change jobs, relocate or retire. And after you become a member, your immediate family members are automatically eligible to join. For additional membership applications for your family members, call or visit the credit union.
Membership Is Convenient
We realize that it may not always be convenient for you to visit our office to conduct your business in person. Accordingly, we offer many services that allow you to manage your personal financial affairs from almost anywhere.
- Direct Deposit : With Direct Deposit, your net pay, retirement and government-issued checks can be electronically transferred into your credit union account(s) every pay period. This free service eliminates the need for inconvenient trips to our office just to deposit your check, as well as the danger of your check being stolen or lost.
- Payroll Deduction : This free service allows you to have a portion or all of your net pay deposited into your credit union account(s) automatically every pay period. Payroll Deduction is a convenient and hassle-free way to make loan payments or to contribute to a credit union savings account on a regular basis.
- ATM Card : You can use your Seaport Federal Credit Union ATM card to access your credit union accounts at any ATM that displays the PLUS, NYCE, HONOR, THE EXCHANGE, MOBILE or TX logo - that's literally thousands of ATM locations nationwide!
- Member Audio Access (MAA) : Our audio response system, Member Audio Access, lets you conduct a variety of transactions on your credit union accounts from any touch-tone phone, anytime day or night.
- CU-By-Mail/Fax/Phone : For your convenience, many transactions on your credit union accounts can be con- ducted by mail, fax, or phone.
Savings & Investment Accounts
We offer a variety of savings and investment accounts that pay highly competitive rates of return. Each is designed to satisfy your specific financial needs.
- Share Savings Accounts
- Holiday Club Accounts
- Vacation Club Accounts
- Certificate Deposits (CDs)
- Individual Retirement Accounts (IRAs)
A Seaport Federal Credit Union Checking Account offers the savings and convenience you want in managing your daily financial affairs.
- No Minimum Required Balance
- No Monthly Service Fees
- Dividends Paid On Balances
- ATM Access
To apply for a Seaport Federal Credit Union Checking
Account,please conatct member services at (800)526-6991.
VISA Credit Card
Stop paying high interest rates on credit cards issued by banks, department stores and auto manufacturers. A low- interest Seaport Federal Credit Union VISA credit card gives you the winning combination of purchasing power and savings you've been looking for.
- Low 12. 0% APR
- No Annual Fee
- Worldwide Acceptance
- 25-Day Grace Period For Purchases
- Free Travel Accident Insurance
Start saving immediately! Transfer your existing credit card balances from other financial institutions to a Seaport Federal Credit Union VISA credit card. To apply and transfer balances, simply fill out and return the attached applications.
Personal Loan Solutions
We offer a variety of low-interest loans to meet your personal borrowing needs. Our competitive rates and flexible repayment terms can help stretch the purchasing power of your hard-earned money.
- New & Used Vehicle Loans
- New & Used Boat, Motorcycle, Motor Home & RV Loans
- Signature Loans & Lines Of Credit
- Home Equity Loans
- Savings Secured & Certificate Secured
- Education Loans
- Loan Refinancing
Same-day pre-approval is available on most vehicle loans.
Additional Products And Services
In keeping with our goal to be your one-stop financial center, we constantly evaluate the quantity and the quality of the products and services we offer. Aside from those listed elsewhere in this brochure, the following are some of the products and services our members use on a regular basis.
- Money Orders
- Travelers Cheques
- Gift Cheques
- Wire Transfers
- Free Notary Service
- Free Life Insurance
- Vehicle Price Guide Services
- Entertainment & Consumer Products Discount Programs
Your Money Is Safe
The safety of your money is an important consideration when you evaluate any financial institution. At Seaport Federal Credit Union, you can be assured that your money is secure. Protected by an agency of the federal government called the National Credit Union Administration (NCUA), each member's deposit accounts are insured for up to $100,000. No one has ever lost a penny placed in trust with a federally insured credit union.
People Helping People...
That's what your credit union is all about - confidential, professional, personal service. Helping people satisfy their individual financial needs is something we are committed to. At Seaport Federal Credit Union, "People Helping People" isn't just a catchy slogan. It is a philosophy we put into practice every day.
We invite you to discover the credit union advantage by becoming a part of the growing Seaport Federal Credit Union family. To join, simply visit the credit union office or complete and return the attached mini-applications. You'll be glad you did!