Current Loan Rates

  Rate      
New Auto 4.75% 36 MOS 100% Dealer Invoice/Value Max $75,000
  5.00% 48 MOS Rates varies based on credit score
  5.25% 60MOS Risk Based Lending
  5.75% 72 MOS
  Rate      
Used Auto 4.75% 36 MOS 100% Dealer Invoice/Value Max $75,000
  5.00% 48 MOS Rates varies based on credit score.
  5.50% 60 MOS Model Year '06 & up

NOTE :
AUTO LOAN MAX=$75,000

Personal

Signature 10.50% Up to 36 MOS Max To $20,000.00 Based Upon Employment
Bill Payer 10.50% Up to 36 MOS Max to $20,000.00 Based Upon Employment
Share(100%) 5.00% Up to 12 YRS Savings Balance**
CD Loan CD Rate Plus 3. Up to 12 YRS To CD Balance**
Educational 8.50% Up to 48 YRS $20,000.00 MAX
Second Mortgages
Home Equity Line of Credit Prime + .50 To 20 YRS Up to 80% Loan To Value** Max (150,000.00)
Visa 12.00% Revolving Up to $20,000.00 based on employment
Motorcycle        
New 7.50%* Up to 60 MOS $20,000 MAX 75% of Gross Dealer Invoice
Used 8.00%* Up to 48 MOS
Boat        
New 8.00% Up to 60 MOS $40,000 MAX 75% of Purchase Price/Retail
Used 8.00% Up to 60 MOS rates varies based on credit score

Savings Rates

Savings   .20%
Checkings   .15%
IRA   0.75%
HOLIDAY CLUB ACCOUNTS   .50%
VACATION CLUB ACCOUNTS   .50%

CDs  
12 MOS 0.50%
0.50%(APY)
 
24 MOS 0.75%
0.75%(APY)
 
36 MOS 0.95%
0.95%(APY)
 
48 MOS 1.13%
1.15%(APY)
 
60 MOS 1.38%
1.42%(APY)
 
6 MOS 0.35%
0.35%(APY)
 
Jumbo CDs
6 MOS >$99K
0.45%
0.45%(APY)
 
12 MOS >$50K
0.55%
0.55%(APY)
 
12 MOS >$99K
0.60%
0.60%(APY)
 
24 MOS >$50k
0.80%
0.80%(APY)
 
24 MOS >$99k
0.85%
0.85%(APY)
 
36 MOS >$50K
0.99%
1.00%(APY)
 
36 MOS >$99K
1.03%
1.05%(APY)
 
48 MOS >$50K
1.18%
1.20%(APY)
 
48 MOS >$99K
1.23%
1.25%(APY)
 
60 MOS >$50K
1.1.42%
1.45%(APY)
 
60 MOS >$99K
1.47%
1.50%(APY)
 
6 MOS >50k
0.40%
0.40%(APY)
 
Money Market Accounts
Rate APY Min Balance
.35% .25% $2500.00
.35% .30% $20000.00
.35% .35% $75000.00
* Rates subject to change weekly.

(NOTE: Rates subject to change without notice)
Above loan rates are discounted base upon payroll deductions for employees of companies having a payroll transfer relationship with the credit union; and members on direct payment programs. Other type of loan payments are subject to increased loan rates at time of loan inception.
 
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