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Current Loan Rates
 
  Rate
 
   
New Auto
4.75% 36 MOS 100% Dealer Invoice/Value Max $75,000
5.00% 48 MOS Rates varies based on credit score
5.25% 60 MOS Risk Based Lending
5.75% 72 MOS
Used Auto
4.75% 36 MOS 100% Dealer Invoice/Value Max $75,000
5.00% 48 MOS Rates varies based on credit score.
5.50% 60 MOS Model Year '06 & up

NOTE :
AUTO LOAN MAX=$75,000
Personal        
Signature 10.50% Up to 36 MOS Max To $20,000.00 Based Upon Employment  
Bill Payer 10.50% Up to 36 MOS Max to $20,000.00 Based Upon Employment  
Share(100%) 5.00% Up to 12 YRS Savings Balance**  
CD Loan CD Rate Plus 3.00% Up to 12 YRS To CD Balance**  
Educational 8.50% Up to 48 YRS $20,000.00 MAX  
Second Mortgages  
 
Home Equity Line of Credit Prime + .50 To 20 YRS Up to 80% Loan To Value** Max (150,000.00)  
 
 
 
Visa 12.00% Revolving Up to $20,000.00 based on employment  
Motorcycle        
New 7.50%* Up to 60 MOS $20,000 MAX 75% of Gross Dealer Invoice  
Used 8.00%* Up to 48 MOS  
Boat        
New 8.00% Up to 60 MOS $40,000 MAX 75% of Purchase Price/Retail  
Used 8.00% Up to 60 MOS rates varies based on credit score  


Savings Rates
Savings .20%      
Checkings .15%      
IRA 0.75%      
HOLIDAY CLUB ACCOUNTS .50%      
VACATION CLUB ACCOUNTS .50%      
CDs  
12 MOS 0.50%
0.50%(APY)
24 MOS 0.75%
0.75%(APY)
36 MOS 0.95%
0.95%(APY)
48 MOS 1.13%
1.15%(APY)
60 MOS 1.38%
1.42%(APY)
6 MOS 0.35%
0.35%(APY)
(APY)
Jumbo CDs
6 MOS >$99K
0.45%
0.45%(APY)
12 MOS >$50K
0..55%
0.55%(APY)
12 MOS >$99K
0.60%
0.60%(APY)
24 MOS >$50k
0.80%
0.80%(APY)
24 MOS >$99k
0.85%
0.85%(APY)
36 MOS >$50K
0.99%
1.00%(APY)
36 MOS >$99K
1.03%
1.05%(APY)
48 MOS >$50K
1.18%
1.20%(APY)
48 MOS >$99K
1.23%
1.25%(APY)
60 MOS >$50K
1.1.42%
1.45%(APY)
60 MOS >$99K
1.47%
1.50%(APY)
6 MOS >$>$50KK
0.40%
0.40%(APY)


Money Market Accounts
Rate
APY
Min Balance
.25% .25% $2500.00
.30% .30% $20000.00
.35% .35% $75000.00
* Rates subject to change weekly.

(NOTE: Rates subject to change without notice)
Above loan rates are discounted base upon payroll deductions for employees of companies having a payroll transfer relationship with the credit union; and members on direct payment programs. Other type of loan payments are subject to increased loan rates at time of loan inception.

 

 
 
 
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   Seaport Federal Credit Union
   P.O. Box 2000 Elizabeth, NJ 07207. Toll Free (800) 526-6991 Fax (908) 558-6482.
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